1 8oz. container sour cream
1 envelope taco seasoning mix
1 16 oz can re-fried beans
1 c. shredded cheddar
1 ½ c. pickled jalapeno peppers
1 ½ c. shredded lettuce
1 c. shredded Monterey jack cheese
1 lg. tomato

Combine sour cream and taco seasoning mix.  Spread re-fried beans onto a 9” round serving plate.  Spoon sour cream mixture evenly over beans.  Layer with jalapeno peppers then remaining ingredients ending with diced tomato.